Australian MPs exchange fighting words over healthcare rebate

Thursday, March 30, 2006

Fighting words were exchanged in the Australian House of Representatives over the matter of the division of Medicare safety net payments per electorate. The Minister for Health and Ageing Tony Abbott (Liberal, Warringah) had introduced a policy that the Government would pay Medicare users up to a fixed amount — the safety net — to help in addressing “gaps” in certain payments which Medicare would not cover, such as certain hospital payments. The Opposition was opposed to the idea on efficacy counts.

Abbott was asked a Dorothy Dixer in Question Time today about the benefits of the safety net. He alleged that criticism by the Opposition Health spokeswoman Julia Gillard (Labor, Lalor) that the safety net favoured Liberal/National Party coalition electorates was misleading as it was a Labor electorate, Grayndler that received the “highest safety net benefits per electorate”.

This led Gillard to make a personal explanation after Question Time, stating that “the top four electorates receiving money under the Medicare safety net are Wentworth, North Sydney, Bradfield and Warringah” — all coalition electorates. The Leader of the Opposition, Kim Beazley (Labor, Brand), put a question to the Speaker of the House, David Hawker (Liberal, Wannon) asking of the Speaker his “assurance that no person is being deliberately misled by the actions of any other person”.

Abbott had then interjected towards Beazley, saying “You big bellowing cow”; the Speaker asked Abbott to withdraw, but Abbott mentioned that “the Leader of the Opposition regularly interjects ‘pompous ass’ and ‘goose’, but I am happy to withdraw”. Beazley then responded through the Speaker saying of Abbott, “I think that he is a sleazy, dummy-spitting, little git.”

Abbott then made a personal explanation of his own, saying “The safety net benefit per person in the electorate of the member for Grayndler was $591, the highest in New South Wales…the safety net benefit in the electorate of Sydney was $589, the second highest…the benefit in the electorate of Lowe was $458, the third highest”.

The matter was not further raised at the time, but after the Matter of Public Importance debate, Gillard moved a motion to suspend standing orders which would prevent Abbott from explaining his earlier claim “when this claim is totally untrue”, to correct the “grossly inaccurate and misleading statement”, to “apologise to all Members in this place” and to “apologize to the Member for Grayndler and his constituents”. Gillard also listed the amounts of payments “released by the Minister himself”, that Wentworth received $7.8 million, North Sydney received $7.5 million, Bradfield received $6.9 million, Warringah received $6.3 million; whereas Grayndler received only $3.6 million. She attempted to debate the motion but a gag motion to silence Gillard was moved and won because of Government numbers. Anthony Albanese, the Labor member for Grayndler attempted to second the motion but the gag was moved on him as well. The final vote on the motion was lost 55 to 79.

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Scientists say excess cerebrospinal fluid may serve as early sign of autism

Thursday, March 9, 2017

In a study that appeared on Monday in Biological Psychiatry, scientists from the Universities of California and North Carolina, with several other universities in the United States and Canada, report a strong correlation between abnormal distribution of cerebrospinal fluid in infants and later development of autistic symptoms.

“The more extra-axial CSF present at six months, the more severe the autism symptoms when the kids were diagnosed at 24 months of age,” said first author Dr. Mark Shen, a postdoctoral fellow at the University of North Carolina.

The study covered 343 children examined aged six months, twelve months, and twenty-four months, 221 of whom had older siblings with autism. Children with higher than usual volumes of cerebrospinal fluid in the subarachnoid space — the area just around the brain — were more likely to be diagnosed with autism later in life, with a strong correlation in the high-risk group. Ultimately, cerebrospinal volume was able to provide an early diagnosis of probably ASD in high-risk children with 70% accuracy. The six-month-old babies who later went on to a diagnosis of autism had an average of 18% more CSF by volume than those who were not so diagnosed. This built on the findings of a 2013 study that covered only 55 children.

Researchers said it is not clear whether a large amount of cerebrospinal fluid actually causes autism or not. While studies have shown that cerebrospinal fluid, once thought to act solely as a cushioner and shock absorber for the brain, can influence the way neurons grow, Shen speculated that the large amount of fluid may itself be a symptom: “We believe that extra-axial CSF is an early sign that CSF is not filtering and draining when it should. The result is that there could be a buildup of neuro-inflammation that isn’t being washed [a]way.”

Currently, coauthor David Amaral said, children are not diagnosed with autism spectrum disorders until they are old enough for their behavior to change, usually at two or three years old. Researchers said these findings could be used to develop an early diagnostic system usable when the patient is as young as six months old.

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Is Mortgage Refinancing Right For You?

By Simon Volkov

Mortgage refinancing can be beneficial to borrowers who need to reduce monthly loan installments or want to take advantage of reduced interest rates. It can also offer a solution to those in preforeclosure; meaning banks have not taken legal action to repossess the property.

A second type of mortgage refinancing is that of cash back mortgages. This option allows borrowers to obtain lump sum cash using accrued home equity. Since home loans are assessed with a lower rate of interest than other types of loans, entering into a cash back mortgage might be a smarter option when funds are required for large purchases.

Refinancing requires mortgagors to apply for a new home loan. Proceeds from the new loan are used to pay off the previous loan. Borrowers must possess sufficient credit scores and payment history to qualify for financing. Those with bad credit, mortgage arrears, or high debt-to-income ratios typically will not qualify.

Many homeowners refinance through their current lender. However, it is always smart to shop around and compare lender rates. It is also smart to review current loan documents to determine if prepayment penalties exist.

Many banks include a prepayment clause within the ‘Truth in Lending’ section. In many cases, prepayment penalties are assessed during the first 5 years. Others reduce penalties annually throughout the duration of the loan.

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Borrowers often fail to read loan contracts and are shocked to discover they are penalized for early payoff. Mortgagors holding two or more mortgages can take a hard financial hit when refinancing.

Mortgage lenders typically assess closing costs for refinanced loans. Fees can be as much as 6-percent of the outstanding principal and interest. Common refinance fees include: loan application, loan origination, title search, land survey, property inspections and appraisals, and legal expenses. Cost to refinance a $200,000 mortgage could hover around $12,000.

One source for borrowers facing foreclosure is Making Home Affordable. This government-sponsored program offers solutions to those struggling to meet mortgage obligations under Home Affordable Refinance Program (HARP).

HARP eligibility requirements are provided at MakingHomeAffordable.gov, but may vary by lender. The program is offered to borrowers with Fannie Mae or Freddie Mac loans who are current with loan installments and have not been more than 30 days late with payments within the previous 12 months.

Borrowers can apply for HARP mortgage refinance as long as the outstanding balance of their current mortgage does not exceed 125-percent of current market value and they have the financial ability to comply with new payments.

Another credible source for borrowers in need of mortgage assistance is the Department of Housing and Urban Development. HUD provides complimentary housing counseling to those facing foreclosure; in need of loan modification; or assistance with refinancing home loans.

HUDs website includes an entire section dedicated to mortgage refinance. Visitors can download lender comparison guides and financial worksheets; locate local housing counselors; and learn about all available programs at HUD.gov.

Mortgage refinance can be a good option as long as borrowers conduct due diligence and carefully weigh the advantages and disadvantages of taking out a new home loan. Borrowers should only engage this option if doing so makes smart financial sense.

For most people, their home is the most valuable asset owned. Borrowers should pursue all available options to protect it. Making poor financial decisions or engaging in wasteful spending can quickly place real estate at risk for foreclosure. Take time to assess the risks and rewards of mortgage refinancing before entering into a new contract.

About the Author: If you are considering mortgage refinancing it is crucial to research every available option and compare home loan providers. Author and real estate investor, Simon Volkov shares insights and resources to help homeowners make informed decisions at SimonVolkov.com.

Source: isnare.com

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Iran’s morality police crack down on un-Islamic dress

Wednesday, April 25, 2007

The Iranian police forces have faced criticism from Ayatollah Hashemi Shahrudi, the head of the judiciary who was appointed by Grand Ayatollah Ali Khamenei, for their re-invigorated campaign to do away with un-Islamic dress.

Ayatollah Shahroudi proclaimed, “Tough measures on social problems will backfire and have counter-productive effects.” Others have, of course, made it clear that un-Islamic dress can lead to moral corruption, engender innumerable vices, and hurt the Islamic character of the nation.

Some believe that no one had any issue with the creation of an Islamic atmosphere. The core of the matter revolves around the implementation of the Islamic dress code; additionally, heavy-handed measures should be shunned. For instance, Mehdi Ahmadi, information head of Tehran’s police, told Al Jazeera: “Some citizens may complain about the way the law is being enforced but they all agree with the plan itself.”

According to one student, “You simply can’t tell people what to wear. They don’t understand that use of force only brings hatred towards them, not love.” Nevertheless, Hojatoll-Islam Mostafa Pour-Mohammadi, Iran’s interior minister who is in charge of policing, prognosticated positive feedback from the populace when he said, “People are unhappy with the social and moral status of the society. They expect that the fight against social insecurity be properly implemented.” Thus, Hujjat al-Islam Pour-Mohammadi re-iterated the necessity of proper implementation and methodology towards the restoration of morality in the Islamic Republic. Islamic officials and religious people affirm that this is indispensable to promote righteousness, curb sin, and bring open sinners to justice.

Following the Islamic Revolution in 1979, hijab became mandatory in Iran for every woman including foreigners after over 98% of citizens voted for an Islamic government. Women may face caning up to 74 strokes for failing to observe hijab. In this recent crackdown, the authorities have arrested many citizens throughout the country. Not only have women been taken into custody for their hair being uncovered on their foreheads and tight clothes that show body shapes, For men they need to cover from knee to their waist as according to Sharia. Even a foreign journalist was detained because the photograph on her press card was indecent.

It has not been clear whence the directive for the re-newed clampdown emanated. Some have blamed Mahmoud Ahmadinejad while Gholam Hossein Elham, the government spokesman, stated to reporters, “The police work as agents of the judiciary to confront crimes. The government as an executive body does not interfere in the affairs of the judiciary.” The following pre-election speech seems to corroborate this latter statement:

“ In reality, is the problem of our people the shape of the hair of our children? Let our children arrange their hair any way they wish. It doesn’t concern me and you. Let you and me overhaul the basic problems of the nation. The government should fix the economy of the nation and improve its atmosphere…[It should] better psychological security and support the people. People have variegated tastes. As if now the arch obstacle of our nation is the arrangement of our kids’ hair and the government disallowing them <He chuckles>. Is this the government’s responsibility? Is this the people’s merit? In actuality, this is the denigration of our people. Why do you underestimate and belittle the people? It is the real issue of our nation that one of our daughters donned a certain dress? Is this the issue of our nation and the problem of our nation? ”
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Commonwealth Bank of Australia CEO apologies for financial planning scandal

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

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NSW govt to rebuild high school with private funding

Monday, May 22, 2006

New South Wales minister for Education and Training, Carmel Tebbutt told parliament that Kelso High School, which was destroyed by fire on August 18, 2005 will be rebuilt under the NSW government’s New Schools Public Private Partnerships (PPP) program. Under the program, the bulk of construction costs come from private companies who own the schools for 30 years, after which time they revert to government ownership.

The PPP program began in October 2001. According to the government, 19 schools will be delivered under the PPP program by 2009.

The announcement follows Member for Bathurst, Gerard Martin’s statement to parliament on September 14, 2005 that the government would be rebuilding the school at a cost of $18 to $25 million. “The Government has accepted the responsibility of the $18 million to $25 million to rebuild the school, which is proceeding post haste” he said.

The PPP announcement has been seen as a backflip by the government.

When approached by Wikinews, Brad Hazzard, the opposition’s education spokesperson said that the coalition did not have a formal policy in this area but generally were supportive of the PPP program so long as infrastructure and maintenance are addressed.

Australian Greens education spokesperson, John Kaye, said that problems were already emerging with the PPP program in NSW. In March 2006, it was revealed that the government had to negotiate an exit strategy so that after school hours child care could be provided. In a media release provided to Wikinews, Dr Kaye said, “Yet another flaw in a NSW Public Private Partnership (PPP) has been uncovered. Just like the Cross City Tunnel, the community suffered because the contract failed to protect the quality of service delivery,”

“After numerous complaints from parents, the Iemma government had to negotiate an exit strategy from the contract to provide out-of-school-hours childcare. Corporate giant ABC Learning which had purchased the original provider, Peppercorn, was clearly not interested in the expensive end of childcare”.

Dr Kaye also pointed out that an Auditor general’s report found alarming evidence that the basis for PPP in NSW could be based on unreliable financial models. Dr Kaye said that the Auditor General has “cast a very large shadow” over the government’s claimed savings from the PPP program.

“It appears that the NSW government does not know with any degree of certainty how much it would cost to perform the same function in the public sector. Any attempt to say that private sector control is cheaper is now fraught with danger,”

“The Auditor General’s report proves that the methodology used by the Government to estimate the costs of public sector provision is highly unreliable and suspect” said Dr Kaye.

Both Carmel Tebbutt and Gerard Martin gave no response when contacted by Wikinews.

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Healthy Sources Of Protein

Submitted by: Stephanie Lee

Protein is used to grow and maintain tissue in the body, so it is a vital part of everyone’s diet. Red meat contains a lot of protein but it is also high in saturated fat. Fortunately, there are many healthy sources of protein, including lean chicken, pulses and nuts.

When people start eating a healthy diet, they are often concerned about levels of protein. One of their main concerns can be the fact that whilst red meat is high in protein, it should only be consumed in limited quantities, as it also contains a lot of saturated fat.

However, there’s no need to worry about your diet lacking in protein, as there are plenty of healthy vegetables, nuts and seeds that contain this vital nutrient.

What protein does

Your body needs protein to grow and maintain tissue. Muscles, internal organs, blood, skin and hair all require protein for a healthy structure. You also need protein to repair any damage that your body has sustained. For example, collagen is a protein that makes up scar tissue and strengthens the walls of arteries.

[youtube]http://www.youtube.com/watch?v=KKwaM03RjiI[/youtube]

Vital hormones such as insulin and thyroxine are made of proteins. Insulin helps maintain blood-sugar levels, while thyroxine helps control metabolism and body temperature.

Digestive enzymes that break down food are also made of proteins, as are the antibodies your immune system needs to fight off infection.

Proteins really are the building blocks of life.

Good sources of protein

With red meat containing saturated fat and processed meats often containing potentially harmful additives, it’s just as well there are many other, healthier sources of protein.

Lean chicken and turkey have a high protein content. But be sure to buy organic poultry, because factory farmed meats may contain antibiotic and hormone residues. You can also be sure that free range chickens and turkeys have lived a good life.

Be sure to grill or stir-fry chicken when serving it it certainly won’t count as a good source of protein if it’s deep-fried!

Oily fish such as salmon, sardines and herring is a great source of protein, and it has the bonus of containing high levels of Vitamin A. Eating oily fish also helps combat heart disease and arthritis.

Mung beans, lentils and chickpeas can be combined to make the base for a delicious, protein-rich curry. If you want a healthy snack that is full of protein and will give you a satisfying feeling of fullness between meals. Why not try a handful of cashew nuts, walnuts, hazelnuts, raw shelled hemp seeds or flax seeds.

The key to maintaining a healthy level of protein is to eat a wide variety of nourishing, protein-rich foods. Try different food combinations to get the optimum level of essential nutrients.

More ideas for healthy sources of protein can be found in the best selling book Gillian McKeith’s Food Bible The Complete A Z Guide to a Healthy Life. Gillian McKeith is a world-renowned nutritionist, promoting a natural, holistic diet.

She is the author of the newest bestselling book ‘Gillian McKeith’s Food Bible’, and known around the world for her television programme You Are What You Eat.

About the Author: Even more healthy recipes and food ideas can be found at

gillianmckeith.info

. This article was written by Stephanie Lee, a copywriter with an interest in healthy living.

Source:

isnare.com

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Category:Jewellery

This is the category for jewellery.

Refresh this list to see the latest articles.

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Two people die in bus crash in North Yorkshire

Sunday, September 21, 2008

A British couple have died after their car collided with a bus carrying a group of children. The crash took part on the A64 at Staxton near Scarborough, North Yorkshire on Sunday morning. The bus continued on through a hedge line and hit an unoccupied camper van. Six passengers on the bus were treated for minor injuries.

Detective Inspector Geoff Carey of the North Yorkshire Police said that “The coach was carrying a group of young people as well as adults and they are very shocked. They have slight injuries but a great deal of shock.” He also commented on the after crash saying that “Had the Winnebago not been there the bus could have gone into the house.”

The bus was traveling from Pelsall to Primrose Valley holiday park in North Yorkshire to attend marching band competition when the accident happened.

The North Yorkshire police were unable to give any more details. The A64 was closed in both directions at Staxton at the junction with the B1249. Motorists were advised to avoid the area, which has become congested, according to police.

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Alleged tax-haven scheme linked to Canada’s largest brokerage firm

Wednesday, December 16, 2009

In a continuing crackdown on tax evasion, the Canada Revenue Agency (CRA) has alleged that brokers with a branch of RBC Dominion Securities, Canada’s largest brokerage company, helped clients set up accounts in the small European principality of Liechtenstein in order to avoid taxation on their wealth.

In affadavits submitted by the CRA, brokers with an RBC Dominion Securities office in Victoria, British Columbia, allegedly helped clients set up 16 offshore entities with a division of the LGT Group in Liechtenstein. While that is not a crime under Canadian law, auditors allege that the entities were used to help Canadians hide worldwide income. Thirteen individuals are either being audited or have made voluntary disclosures, admitting to tax evasion. The agency is presently investigating to see if there are any other individuals participating in this scheme. Regarding the inquiry, dubbed “Project Jade”, the CRA will only say that it was launched on information from a “confidential informant”.

RBC issued a written statement, saying “As a firm, we have never encouraged Canadians — not 25 years ago and not today — to set up entities in Liechtenstein, and we have never instructed our investment advisers to recommend that practice,” and “we comply with all CRA requirements. This means that we provide all our clients with the forms they need to meet their personal tax obligations, and also file reports with CRA that form the basis for reviews such as this.”

Three RBC employees are presently being investigated, with one remaining unidentified.

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