Commonwealth Bank of Australia CEO apologies for financial planning scandal

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

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Wikinews interviews Joe Schriner, Independent U.S. presidential candidate

Saturday, April 17, 2010

Journalist, counselor, painter, and US 2012 Presidential candidate Joe Schriner of Cleveland, Ohio took some time to discuss his campaign with Wikinews in an interview.

Schriner previously ran for president in 2000, 2004, and 2008, but failed to gain much traction in the races. He announced his candidacy for the 2012 race immediately following the 2008 election. Schriner refers to himself as the “Average Joe” candidate, and advocates a pro-life and pro-environmentalist platform. He has been the subject of numerous newspaper articles, and has published public policy papers exploring solutions to American issues.

Wikinews reporter William Saturn? talks with Schriner and discusses his campaign.

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British doctor killed while on honeymoon

Thursday, July 31, 2008

Catherine Mullany, a newly married British woman, and her husband, Ben Mullany, have been shot while on honeymoon in Antigua. Catherine died on the scene, while Ben is in a critical condition in Hospital.

The families of the Mullanys have described themselves as “deeply shocked and devastated.”

The incident occurred at 05:00 Antigua time (09:00 GMT) on Tuesday, and it is being treated by police as a robbery. A police spokesperson described the incident. “Shortly after 5am this morning officers from the Bolans Police station responding to a call, arrived at Cocos Hotel and Restaurant in the Valley Church area, the scene of a murder.” UK police have been asked to help in the inquiry.

Catherine Mullany was a doctor, who, before her death, planned to become a GP. Ben was a physiotherapy student at the University of the West of England (UWE), which is located in Bristol, England. Mary Price, the Media Relations and Internal Communications Manager for UWE, gave Wikinews the following statement:

Ben Mullany is a third year physiotherapy student at the University of the West of England. Ben is a very good student who is greatly valued by staff and his peers. Staff and fellow students are deeply shocked to hear of this tragic incident. Our condolences go to his wife’s family and our thoughts are with his family at this difficult time.
 This story has updates See British man dies five days after wife in honeymoon shooting 

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Essential Elements Of Kickstarter Clone Script Which Plays A Vital Part}

Essential Elements of Kickstarter Clone Script which Plays a Vital Part

by

Nidhi DaveThere are websites designed specifically to fund a project just like Kickstarter. Due to the increasing demand on this platform, a lot of individuals have also released their Kickstarter like platform. However, you need to ensure that it will not just be one of the many Crowdfunding sites. You need to make sure that it will be unique and engaging.

Top Elements of Fundraising Script

Here are some of the top elements that should be included in your Crowdfunding software. It will create a more satisfying experience, and it will also separate your website from the rest.The ModelSince you have fundraising software, you have to ensure that all transactions will happen within the platform. Your website should come with a simple and functional interface that will make the transaction seamless and efficient. You should also think of ways on how you can generate income from the project. For instance, your website can take a commission whenever a project reaches a particular milestone. You should not charge the listing and creation of a new project to invite prospective members.Overview of the WebsiteAs we mentioned above, your fundraising script should come with a high-quality interface. Focus on the homepage of your site. It should have a fantastic design that will attract the investors and entrepreneurs. It should come with a search feature that allows the investors to find a project that they want to finance. You should also divide the project based on their category. Your Kickstarter clone should allow the site manager to feature a project. You should even give the project manager access to vital stats that will let them tweak their projects.Project CreationCreating new project is critical on your Kickstarter clone script. Start with the category of the project. There should be a list of pre-defined groups that will allow them to categorize their project into the right group accurately. You should also consider adding miscellaneous categories. The project manager should be able to set specific time duration for the project. They should be able to submit an image, risk, description, and video. It should come with a preview of the project.Essential Features for the InvestorsThe investors should be able to access the video that will help them gauge the potential of the project. You should dedicate a particular space in your fundraising business platform exclusively for the video. They should also be able to get in touch with the project creator. Before they can create a pledge for the project, they should be able to clear any issues and communicate with the project manager. They should have the capacity to report a project in case they find it violating the guidelines and rules of the community.

These are just a few of the vital elements that should be included in your

[youtube]http://www.youtube.com/watch?v=DA_LyC_M4oY[/youtube]

Kickstarter clone script

. You need to make sure that your Fundraising script is secured, sleek and has state-of-the-art features.

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ANZACs remembered ninety years after assault on Gallipoli

Monday, April 25, 2005

Australians and New Zealanders throughout the world stood still for their national war memorial days in remembrance of the failed Australian and New Zealand Army Corps — ANZAC — attack on Gallipoli, Turkey that began on 25 April 1915. The fateful attack was designed to end the First World War more quickly by creating a supply line to Russia. A hundred-thousand died in the battle, remembered every year as ANZAC Day by both nations.

The British-directed battle of Gallipoli is often seen as the defining moment in the ‘birth’ of Australia and New Zealand. With New Zealand Prime Minister Helen Clark saying “For New Zealand as for Australia it was at Gallipoli that our young nations came of age.” [1]. This being the 90th anniversary of the attack, Clark, Australian Prime Minister John Howard and Britain’s Prince Charles are all at Gallipoli to remember that fateful campaign.

Some controversy has been created about Australian Prime Minister John Howard not attending the New Zealand ceremony at Chunuk Bair on the Gallipoli Peninsula. This has upset many people as it is a break in a tradition that the Prime Ministers attend the ceremonies of both countries.

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DiCaprio finally wins Oscar for Best Actor

Monday, February 29, 2016

Yesterday Leonardo DiCaprio won his first Oscar, for Best Actor, at the 88th Academy Awards. The award ended DiCaprio’s long wait for an Academy Award — he was first nominated in 1993 and won on his sixth nomination, for his role in The Revenant, which also won Best Cinematography and Best Director.

I thank you all for this amazing award tonight. Let us not take this planet for granted. I do not take tonight for granted. Thank you so very much.

In his acceptance speech, DiCaprio described The Revenant as “about man’s relationship to the natural world”, and spoke of underprivileged people affected adversely by human activities on nature. He also said “Our production needed to move to the southern tip of this planet just to be able to find snow”. He concluded saying “I thank you all for this amazing award tonight. Let us not take this planet for granted. I do not take tonight for granted. Thank you so very much.”

DiCaprio was previously nominated for his work in The Wolf of Wall Street, for Best Actor and Best Picture; Blood Diamond, for Best Actor; The Aviator, Best Actor; and What’s Eating Gilbert Grape, for Best Supporting Actor.

Kate Winslet, who co-starred with DiCaprio in Titanic, was nominated for Best Supporting Actress for Steve Jobs, but lost to Swedish actress Alicia Vikander for her role in The Danish Girl. Brie Larson collected Best Actress for her performance in Room.

Mad Max: Fury Road had ten nominations and won six of them: Best Costume Design, Film Editing, Makeup and Hairstyling, Production Design, Sound Editing, and Sound Mixing. Ex Machina won the award for Best Visual Effects. Spotlight won the Best Picture award, and Sam Smith’s song Writing’s on the Wall won Best Original Song for Spectre ahead of the Grammy-winning song Earned It by Canadian singer The Weeknd.

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Race to save Chilean miners trapped underground from spiralling into depression continues

Thursday, September 2, 2010

It has emerged that the 33 Chilean miners trapped underground after the mine they were working in collapsed could be brought to the surface in a shorter time than was initially feared. While officials publicly announced that the men would not be brought to the surface until Christmas, sources inside technical meetings have revealed that they could in fact be on the surface by early November. The news comes as families were allowed to speak by radio-telephone to their trapped loved ones on Sunday. Over the weekend, video images filmed by the miners emerged showing the miners playing dominoes at a table and singing the Chilean national anthem. The miners also used the camera to send video messages to their families on the surface, saying that they regularly broke into tears, but were feeling better having received food and water.

The grainy nightvision images, filmed on a high definition camcorder that was sent down a small shaft to the mine, show the men in good spirits, chanting “long live Chile, and long live the miners.” They are unshaven and stripped to the waist because of the heat underground, and are seen wearing white clinical trousers that have been designed to keep them dry. Giving a guided tour of the area they are occupying, Mario Sepúlveda, one of the miners, explains they have a “little cup to brush our teeth”, and a place where they pray each day. “We have everything organized,” he tells the camera. Gesturing to the table in the center of the room, he says that “we meet here every day. We plan, we have assemblies here every day so that all the decisions we make are based on the thoughts of all 33.” Another unidentified miner asks to rescuers, “get us out of here soon, please.” A thermometer is shown in the video, reading 29.5C (85F).

As the film continues, it becomes evident that the miners have stuck a poster of a topless woman on the wall. The miners appear shy, and one man puts his hand to his face, presumably dazzled by the light mounted on the cameraman’s helmet. One miner sent a message to his family. “Be calm”, he says. “We’re going to get out of here. And we thank you from the bottom of our hearts for your efforts.” Another said that the miners are “sure that there are people here in Chile that are big people, that are powerful people, that are intelligent people, and they have the technology and they will all work together to get us out of here.” Speaking to the camera, one says: “we have had the great fortune that trapped in this mine there are good, professional people. We have electricians, we have mechanics, we have machine operators and we will let you know that while you are working to rescue us on the surface, we are down here ready to help you too.” It has been reported that Mario Gómez, 63, has become the group’s “spiritual leader”, having worked in the mines for over fifty years. He has requested that materials to build a shrine be sent down to the cavern.

Upon seeing the video in a private screening, family members, who are living in a small village of tents at the entrance to the San José copper-gold mine—which they have named Camp Hope—were elated. “He’s skinny, bearded and it was painful to see him with his head hanging down, but I am so happy to see him alive”, said Ruth Contreras, the mother of Carlos Bravo, who is trapped in the mine. The video, of which only a small portion has been released to the public, shows the miners, many of them wearing helmets, cracking jokes and thanking the rescuers for their continued efforts. The supplies are being sent to the men through a small shaft only twelve centimeters wide, and a laboratory has been set up with the purpose of designing collapsible cots and miniature sandwiches, which can be sent down such a narrow space.

CNN reported on Friday that “officials are splitting the men into two shifts so one group sleeps while the other works or has leisure time .. On average, each man has lost 22 pounds (10 kilograms) since they became trapped three weeks ago, and dehydration remains a threat. But a survey of the men indicates that at least nine miners are still too overweight to fit through the proposed rescue shaft. Initially, the miners survived by draining water from a water-cooled piece of equipment. To stay hydrated in the 90-degree mine, each miner must drink eight or nine pints of water per day.”

But while there are jubilant celebrations on the surface that the miners are alive, officials are now nervous that the miners could become depressed, trapped in a dark room the size of a small apartment. Chilean health minister Jaime Mañalich said that, on the video, he saw the telltale signs of depression. “They are more isolated, they don’t want to be on the screen, they are not eating well”, he said. “I would say depression is the correct word.” He said that doctors who had watched the video had observed the men suffering from “severe dermatological problems.” Dr. Rodrigo Figueroa, head of the trauma, stress and disaster unit at the Catholic University in Santiago, Chile, explained that “following the euphoria of being discovered, the normal psychological reaction would be for the men to collapse in a combination of fatigue and stress … People who are trained for emergencies – like these miners – tend to minimize their own needs or to ignore them. When it is time to ask for help, they don’t.” NASA has advised emergency workers that entertaining the miners would be a good idea. They are to be sent a television system complete with taped football matches. Another dilemma facing Mañalich is whether the miners should be permitted to smoke underground. While nicotine gum has been delivered to the miners, sending down cigarettes is a plan that has not been ruled out.

With the news that drilling of the main rescue tunnel was expected to begin on Monday, officials have informed the media that they hope to have the miners out of the mine by Christmas—but sources with access to technical meetings have suggested that the miners could actually be rescued by the first week of November. A news report described the rescue plan—”the main focus is a machine that bores straight down to 688m and creates a chimney-type duct that could be used to haul the miners out one by one in a rescue basket. A second drilling operation will attempt to intercept a mining tunnel at a depth of roughly 350m. The miners would then have to make their way through several miles of dark, muddy tunnels and meet the rescue drill at roughly the halfway point of their current depth of 688m.” Iván Viveros Aranas, a Chilean policeman working at Camp Hope, told reporters that Chile “has shown a unity regardless of religion or social class. You see people arriving here just to volunteer, they have no relation at all to these families.”

But over the weekend, The New York Times reported that the “miners who have astonished the world with their discipline a half-mile underground will have to aid their own escape — clearing 3,000 to 4,000 tons of rock that will fall as the rescue hole is drilled, the engineer in charge of drilling said Sunday … The work will require about a half-dozen men working in shifts 24 hours a day.” Andrés Sougarret, a senior engineer involved in operating the drill said that “the miners are going to have to take out all that material as it falls.”

The families of those trapped were allowed to speak to them by radio-telephone on Sunday—a possibility that brought reassurance both the miners and those on the surface. The Intendant of the Atacama Region, Ximena Matas, said that there had been “moments of great emotion.” She continued to say that the families “listened with great interest and they both felt and realized that the men are well. This has been a very important moment, which no doubt strengthens their [the miners’] morale.” The phone line is thought to be quite temperamental, but it is hoped that soon, those in the mine and those in Camp Hope will be able to talk every day. “To hear his voice was a balm to my heart … He is aware that the rescue is not going to happen today, that it will take some time. He asked us to stay calm as everything is going to be OK … He sounded relaxed and since it was so short I didn’t manage to ask anything. Twenty seconds was nothing”, said said Jessica Cortés, who spoke to her husband Víctor Zamora, who was not even a miner, but a vehicle mechanic. “He went in that day because a vehicle had broken down inside the mine … At first they told us he had been crushed [to death].”

Esteban Rojas sent up a letter from inside the mine, proposing to his long-time partner Jessica Yáñez, 43. While they have officially been married for 25 years, their wedding was a civil service—but Rojas has now promised to have a church ceremony which is customary in Chile. “Please keep praying that we get out of this alive. And when I do get out, we will buy a dress and get married,” the letter read. Yáñez told a newspaper that she thought he was never going to ask her. “We have talked about it before, but he never asked me … He knows that however long it takes, I’ll wait for him, because with him I’ve been through good and bad.”

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National Hockey League news: February 24, 2008

Sunday, February 24, 2008

There were 11 games played in the National Hockey League on February 23, 2008.

Contents

  • 1 Game summaries
    • 1.1 New York Islanders @ New Jersey Devils
    • 1.2 Ottawa Senators @ Pittsburgh Penguins
    • 1.3 Chicago Blackhawks @ Los Angeles Kings
    • 1.4 Washington Capitals @ Carolina Hurricanes
    • 1.5 New York Rangers @ Buffalo Sabres
    • 1.6 Atlanta Thrashers @ Toronto Maple Leafs
    • 1.7 Florida Panthers @ Philadelphia Flyers
    • 1.8 Columbus Blue Jackets @ Montreal Canadiens
    • 1.9 Boston Bruins @ Tampa Bay Lightning
    • 1.10 Dallas Stars @ Nashville Predators
    • 1.11 Detroit Red Wings @ Vancouver Canucks
  • 2 Other news
  • 3 Sources
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The Best Multivitamin For Men At Different Ages

By Cynthia Wang

Aging and the exposure of men to stress and high level of physical activities require that multivitamins supplements are used to make up for these demands because it is impossible to acquire all that is needed for bone and muscle growth as well as a healthy and satisfactory sexual life.

For Men Below 40 & Physically Active Male

B vitamins and vitamin C help to fight the increased stress levels associated with an active lifestyle in men. Multivitamins intake should therefore target stress reduction and so apart from vitamins B and C, should contain L-Glutathione, Calcium, and Magnesium known to support adrenal function concerned with stress and fatigue reduction.

The level of physical activities in men demand high oxygen intake and for the body to attain the level of oxygen uptake to meet the demand- malic acid, coenzyme Q10 and ginkgo biloba must be part of any multivitamins formulation for men, which improves energy production and enhances performance, stamina and endurance. Ginkgo Biloba is known to enhance oxygen circulation in the brain through increased blood flow to the organ.

Electrolyte Replacement – potassium, calcium, magnesium and sea salt take part in replacing and balancing the minerals and electrolytes lost through strenuous activity. Example, a lot of salt is lost from sweat alone.

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Exercise causes a lot of muscle strains and exhaustion; for proper recovery following exercises, N-acetylcysteine, phosphatidylserine and L-glutamine should constitute multivitamins for physically active men.

For Men Over 40 Years

As men advance in age, they become increasingly exposed to risk of heart diseases owed mainly to their kind of life style. To prevent flabby muscles and other cardiovascular diseases vitamin B6, B12 & folic acid help to maintain heart muscles integrity and reduce blood levels of homocysteine, to reduce the risk of cardiovascular problem as a result of blood clot.

“Potent antioxidants like Vitamin E may help reduce the risk of certain eye diseases, heart disease, and even Alzheimer’s disease,” says Jeffrey Blumberg, Ph.D., a professor of nutrition at Tufts University.

About 400 international units (IU) a day, is require since very little is taken in meals. (A typical multivitamin formulation contains just about 45 IU.) Vitamin C is another very potent multivitamins and is very essential for older men.

L-Glutathione, vitamin A, C and beta carotene, contribute to the support and maintenance of healthy eyesight, including inhibiting the formation of cataracts, a disease of the eye that involves the crystallization of lens of the eye causing opacity in a part or entire body of the lens.

Blood Pressure and Cholesterol control maybe achieved by multivitamins formula containing coenzyme Q10, niacin, choline, inositol, and bioflavonoid.

For Men Over 60 Years

From the age of 60 years, men become prone to prostrate diseases like Benign Prostatic Hyperplasia and Prostrate Cancer. Men with the highest boron intakes are 65 percent less likely to develop these conditions than men with lower levels, studies have shown. American men have one of the lowest boron intakes in the world. So it is logical therefore that prostrate pathology may be prevented if Boron intake is increased in Multivitamins. About 3 milligrams (mg) of Boron Citrate a day is capable of serving the purpose. USDA researchers found that at this dosage, memory and concentration are improved.

The recommended calcium intake per day is about 1000mg of Ca per day. We also know that most men don’t get the recommended amount as a cup of milk contains just about 300mg. We hardly hear of men who drink 3 to 4 cups of milk everyday. The target for calcium intake can be achieved if multivitamins contain 500 mg calcium citrate. This taken twice daily can ensure that the average calcium requirement is met — one in the morning, one at night, to maximize absorption. These together with a cup of milk a day, maybe all that is needed for strong bones and teeth in men.

Chromium is a muscle-building supplement but also useful in overweight men and those with a high chance of becoming diabetic. These are people with a first degree relatives (mother, father, brother or sister) who is diabetic or second degree relatives (uncle, ante etc.) that are diabetic.

The product we personally use is called Total Balance by Xtend Life, it contains all of the nutrients that we have mentioned and much more.

About the Author: Cynthia Wang-Tan are the editors of

best-multivitamins-guide.com

, discover why you should only consume the best multivitamin supplement and what to look out for when choosing one for your family.

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