Sallie Mae leads Consumer Financial Protection Bureau complaints about student loans

Tuesday, October 1, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about student loans in the United States shows Sallie Mae leads all lending institutions in complaints. Of the 4,851 complaints dating back to March 2012 when the CFPB first began collecting student loan data, 2,262 or 46.6% of all complaints were about the lender. US Federal Reserve data from 2010/2011 shows Sallie Mae is the nation’s largest student loan lender, responsible for 25% of the market

The other major lenders in this space include Wells Fargo, JP Morgan Chase, PNC, and Discover. In complaints, AES/PHEAA came in second with 546, or 11.3% of all complaints. Wells Fargo, Citibank and JPMorgan Chase each had between 5% and 7.5% of all complaints, totaling 918 complaints between them. 78 other lending institutions round out the list of organizations with complaints filed against them for student loans.

Few of the complaints originate from people with problems with federal student loans. Less than 1%, 35 total, are for these types of loans, with Sallie Mae accounting for the bulk of complaints with 17 total. 14 other lending institutions have 3 or fewer complaints. For non-federal student loans, Sallie Mae is still the leader for complaints, with 2245 or 46.6% of all non-federal student loan complaints.

The Consumer Financial Protection Bureau sorts complaints into three issues: Problems when you are unable to pay, Repaying your loan, and Getting a loan. None of the federal loans had complaints about getting a loan. For non-federal loans, 65.5% of the 4,816 complaints related to loan repayment. Sallie Mae led in total complaints in this category with 1467. They were followed by AES/PHEAA with 356, Wells Fargo with 231, Citibank with 201, Discover with 158, JPMorgan Chase with 154, ACS Education Services with 143, and KeyBank NA with 116. CFPB says loan repayment issues include a basket of claim types including “fees, billing, deferment, forbearance, fraud, and credit reporting.” Problems when you are unable pay accounts for 30.8% of the complaints. Sallie Mae had 698 complaints. They were followed by AES/PHEAA with 181, JPMorgan Chase with 106, Wells Fargo with 104, Citibank with 70, and KeyBank NA with 58. Many of the complaints are, according to the CFPB, because borrowers have difficulty getting deferrments on loan repayment as a result of being unable to find employment.

The total complaints against Sallie Mae for September of this year is 2 fewer than the same time last year. The company’s performance this year compared to last year has been mixed. March and June numbers were down over 150 complaints from the same month a year before. April, May, July and August all saw increases of 17–43. Of the top six lenders by volume of complaints, only AES/PHEAA and Citibank saw drops every month between March and September from the total volume in the previous year. Wells Fargo had a gain of 1 in August and 6 in May from the previous year. JPMorgan Chase had a difference of 0 from the same month last year for April, 3 more this year for May, and 4 more for August. Discover saw an increase every month from the same period last year except for September. When the total complaints differences from year to year for March to September are counted, this year has 571 fewer complaints against the top six lenders.

Most, 1470, of the complaints against Sallie Mae were closed with explanations. 10.2% were closed with monetary relief. 7.7% were closed with non-monetary relief. 2.1% were closed with relief and 12.1% were closed without relief. AES/PHEAA’s complaint closure picture was much different. 40.1% of AES/PHEAA’s 546 complaints were closed with non-monetary relief, 35.3% were closed with explanations and 21.2% were closed without relief. Of the eight lending institutions with 100 or more complaints filed against them, Discover was the institution most likely to result in a closure with monetary relief with 12.9% of all their closures ending this way. Citibank was the institution with the highest percentage of closures ending with no relief at 26.0%.

Complaints over student loan lenders were geographically distributed, coming from 3,447 different zip codes. The largest cluster of complaints is for 20001, a Washington D.C. zip code with 10 complaints originating from there. 07950, the zip code for Morris Plains, New Jersey, and 37013, the zip code for Antioch, Tennessee, each had 8 complaints originating from them. Zip codes for Patchogue, New York; Philadelphia, Pennsylvania; Washington D.C.; and Arlington, Virginia each had 7 complaints originating from them. By volume of complaints by state, New York led with 497, with California second with 467, Pennsylvania third with 303, Florida fourth with 288 and Ohio fifth with 219 complaints. US Territories largely occupied the bottom spots. The Northern Marianas Islands, with a population of around 50,000, had 1 complaint. The U.S. Armed Forces – Pacific had 3. North Dakota and U.S. Armed Forces – Europe had 5 complaints each. South Dakota had 7. Wyoming had 8. Puerto Rico and Alaska had 9 each. Rounding out the bottom five states by volume of complaints, Mississippi had 11.

With the possibility of a United States government federal shutdown looming on October 1, student loans may be impacted because of potential for an automatic increase in interest rates.

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Wikinews Shorts: June 4, 2007

A compilation of brief news reports for Monday, June 4, 2007.

MediaCorp Radio in Singapore has been fined 15,000 Singaporean dollars (US$9,800) over an on-air stunt in March in which female guests on a radio show were asked to remove their brassieres, and pose for video that was to be posted on the station’s website and on YouTube.

The Media Development Authority said the radio show’s hosts made improper and sexually suggestive remarks about “how fast the bras were removed, as well as the color, design and cup size of the bras, and the size of the girls’ breasts.”

Sources


Researchers at University of Malaya say they have developed an erectile dysfunction cure from walnut extract.

“It takes about an hour for the effects to set in and it will last for about four hours,” said Professor Dr. Kim Kah Hwi of the Faculty of Medicine Physiology.

So far, 40 volunteers have tried the Viagra alternative, called “N-Hanz”, with positive results, Kim said. To make one pill, it takes about 3.3 kilograms (about 7 pounds) of walnuts.

Sources


An 8-year-old Indonesian boy died after being attacked on Saturday by a Komodo Dragon at Komodo National Park on Komodo.

The boy was attacked while making a toilet stop in a bush, a park official said. “The dragon bit his waist, tossed him and dragged him. His right leg was badly scratched,” park spokesman Heru Rudiharto said. The boy then bled to death.

Attacks by Dragons on humans are rare, though the reptiles, which can grow to a length of 3 meters (9 feet), regularly kill such prey as pigs and small deer. Komodo Dragons are an endangered and protected species, and about 2,000 of them live in the wild, mainly on Komodo and nearby Rinca island.

Sources


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Interview: Danny O’Brien of the Electronic Frontier Foundation

Tuesday, January 24, 2006

January’s second Interview of the Month was with Danny O’Brien of the Electronic Frontier Foundation (EFF) on 23 January in IRC.

The EFF is coming off a series of high-profile successes in their campaigns to educate the public, press, and policy makers regarding online rights in a digital world, and defending those rights in the legislature and the courtroom. Their settlement with Sony/BMG, the amazingly confused MGM v Grokster decision by the Supreme Court of the United States, and the disturbing cases surrounding Diebold have earned the advocacy organization considerable attention.

When asked if the EFF would be interested in a live interview in IRC by Wikinews, the answer was a nearly immediate yes, but just a little after Ricardo Lobo. With two such interesting interview candidates agreeing so quickly, it was hard to say no to either so schedules were juggled to have both. By chance, the timing worked out to have the EFF interview the day before the U.S. Senate schedule hearings concerning the Broadcast flag rule of the FCC, a form of digital rights management which the recording and movie industries have been lobbying hard for – and the EFF has been lobbying hard to prevent.

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Hope fades for families of trapped Mexican miners

Wednesday, February 22, 2006

Almost 600 desperate family members and others remained camped outside the Pasta de Conchos coal mine near San Juan de Sabinas, in the northern Mexico state of Coahuila where 65 Mexican miners were trapped by a gas explosion around 2:30 a.m. (0830 GMT) Sunday. Some are threatening to storm the mine while soldiers are trying to keep them calm and rescuers continue to pick through the rock and debris with hand tools, fearing that any power equipment might set off another explosion.

The local newspaper’s headline caused panic by quoting one of over a dozen surviving miners who were close enough to the exits to escape: “They are surely dead,” (La Prensa de Monclova). However, Arturo Vilchis, Civil Protection Director, refused to speculate on the condition of the miners, while Javier de la Fuente, an engineering contractor with mine owner Grupo México S.A. de C.V. also tried to hold out some hope.

The men were each supposed to be carrying oxygen tanks, each with a six hour supply, and there’s some hope that they could reach other oxygen supply tanks, or that some air might be reaching them through the ventilation shafts into which rescuers have been pumping more oxygen since shortly after the explosion.

Juan Rebolledo, vice president of international affairs for Grupo México, assured onlookers that U.S. mining experts were on the way, and officials at the U.S. Mine Safety and Health Administration have confirmed that they’ve sent a specialized equipment truck and several mining experts which should arrive at the mine site on Wednesday afternoon.

Meanwhile Consuelo Aguilar, a spokeswoman for the National Miners’ Union, called for an investigation into Grupo México’s responsibility for the disaster. Pedro Camarillo, a federal labor official, said nothing unusual was found during a routine evaluation in early February.

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Stanford physicists print smallest-ever letters ‘SU’ at subatomic level of 1.5 nanometres tall

Wednesday, February 4, 2009

A new historic physics record has been set by scientists for exceedingly small writing, opening a new door to computing‘s future. Stanford University physicists have claimed to have written the letters “SU” at sub-atomic size.

Graduate students Christopher Moon, Laila Mattos, Brian Foster and Gabriel Zeltzer, under the direction of assistant professor of physics Hari Manoharan, have produced the world’s smallest lettering, which is approximately 1.5 nanometres tall, using a molecular projector, called Scanning Tunneling Microscope (STM) to push individual carbon monoxide molecules on a copper or silver sheet surface, based on interference of electron energy states.

A nanometre (Greek: ?????, nanos, dwarf; ?????, metr?, count) is a unit of length in the metric system, equal to one billionth of a metre (i.e., 10-9 m or one millionth of a millimetre), and also equals ten Ångström, an internationally recognized non-SI unit of length. It is often associated with the field of nanotechnology.

“We miniaturised their size so drastically that we ended up with the smallest writing in history,” said Manoharan. “S” and “U,” the two letters in honor of their employer have been reduced so tiny in nanoimprint that if used to print out 32 volumes of an Encyclopedia, 2,000 times, the contents would easily fit on a pinhead.

In the world of downsizing, nanoscribes Manoharan and Moon have proven that information, if reduced in size smaller than an atom, can be stored in more compact form than previously thought. In computing jargon, small sizing results to greater speed and better computer data storage.

“Writing really small has a long history. We wondered: What are the limits? How far can you go? Because materials are made of atoms, it was always believed that if you continue scaling down, you’d end up at that fundamental limit. You’d hit a wall,” said Manoharan.

In writing the letters, the Stanford team utilized an electron‘s unique feature of “pinball table for electrons” — its ability to bounce between different quantum states. In the vibration-proof basement lab of Stanford’s Varian Physics Building, the physicists used a Scanning tunneling microscope in encoding the “S” and “U” within the patterns formed by the electron’s activity, called wave function, arranging carbon monoxide molecules in a very specific pattern on a copper or silver sheet surface.

“Imagine [the copper as] a very shallow pool of water into which we put some rocks [the carbon monoxide molecules]. The water waves scatter and interfere off the rocks, making well defined standing wave patterns,” Manoharan noted. If the “rocks” are placed just right, then the shapes of the waves will form any letters in the alphabet, the researchers said. They used the quantum properties of electrons, rather than photons, as their source of illumination.

According to the study, the atoms were ordered in a circular fashion, with a hole in the middle. A flow of electrons was thereafter fired at the copper support, which resulted into a ripple effect in between the existing atoms. These were pushed aside, and a holographic projection of the letters “SU” became visible in the space between them. “What we did is show that the atom is not the limit — that you can go below that,” Manoharan said.

“It’s difficult to properly express the size of their stacked S and U, but the equivalent would be 0.3 nanometres. This is sufficiently small that you could copy out the Encyclopaedia Britannica on the head of a pin not just once, but thousands of times over,” Manoharan and his nanohologram collaborator Christopher Moon explained.

The team has also shown the salient features of the holographic principle, a property of quantum gravity theories which resolves the black hole information paradox within string theory. They stacked “S” and the “U” – two layers, or pages, of information — within the hologram.

The team stressed their discovery was concentrating electrons in space, in essence, a wire, hoping such a structure could be used to wire together a super-fast quantum computer in the future. In essence, “these electron patterns can act as holograms, that pack information into subatomic spaces, which could one day lead to unlimited information storage,” the study states.

The “Conclusion” of the Stanford article goes as follows:

According to theory, a quantum state can encode any amount of information (at zero temperature), requiring only sufficiently high bandwidth and time in which to read it out. In practice, only recently has progress been made towards encoding several bits into the shapes of bosonic single-photon wave functions, which has applications in quantum key distribution. We have experimentally demonstrated that 35 bits can be permanently encoded into a time-independent fermionic state, and that two such states can be simultaneously prepared in the same area of space. We have simulated hundreds of stacked pairs of random 7 times 5-pixel arrays as well as various ideas for pathological bit patterns, and in every case the information was theoretically encodable. In all experimental attempts, extending down to the subatomic regime, the encoding was successful and the data were retrieved at 100% fidelity. We believe the limitations on bit size are approxlambda/4, but surprisingly the information density can be significantly boosted by using higher-energy electrons and stacking multiple pages holographically. Determining the full theoretical and practical limits of this technique—the trade-offs between information content (the number of pages and bits per page), contrast (the number of measurements required per bit to overcome noise), and the number of atoms in the hologram—will involve further work.Quantum holographic encoding in a two-dimensional electron gas, Christopher R. Moon, Laila S. Mattos, Brian K. Foster, Gabriel Zeltzer & Hari C. Manoharan

The team is not the first to design or print small letters, as attempts have been made since as early as 1960. In December 1959, Nobel Prize-winning physicist Richard Feynman, who delivered his now-legendary lecture entitled “There’s Plenty of Room at the Bottom,” promised new opportunities for those who “thought small.”

Feynman was an American physicist known for the path integral formulation of quantum mechanics, the theory of quantum electrodynamics and the physics of the superfluidity of supercooled liquid helium, as well as work in particle physics (he proposed the parton model).

Feynman offered two challenges at the annual meeting of the American Physical Society, held that year in Caltech, offering a $1000 prize to the first person to solve each of them. Both challenges involved nanotechnology, and the first prize was won by William McLellan, who solved the first. The first problem required someone to build a working electric motor that would fit inside a cube 1/64 inches on each side. McLellan achieved this feat by November 1960 with his 250-microgram 2000-rpm motor consisting of 13 separate parts.

In 1985, the prize for the second challenge was claimed by Stanford Tom Newman, who, working with electrical engineering professor Fabian Pease, used electron lithography. He wrote or engraved the first page of Charles Dickens’ A Tale of Two Cities, at the required scale, on the head of a pin, with a beam of electrons. The main problem he had before he could claim the prize was finding the text after he had written it; the head of the pin was a huge empty space compared with the text inscribed on it. Such small print could only be read with an electron microscope.

In 1989, however, Stanford lost its record, when Donald Eigler and Erhard Schweizer, scientists at IBM’s Almaden Research Center in San Jose were the first to position or manipulate 35 individual atoms of xenon one at a time to form the letters I, B and M using a STM. The atoms were pushed on the surface of the nickel to create letters 5nm tall.

In 1991, Japanese researchers managed to chisel 1.5 nm-tall characters onto a molybdenum disulphide crystal, using the same STM method. Hitachi, at that time, set the record for the smallest microscopic calligraphy ever designed. The Stanford effort failed to surpass the feat, but it, however, introduced a novel technique. Having equaled Hitachi’s record, the Stanford team went a step further. They used a holographic variation on the IBM technique, for instead of fixing the letters onto a support, the new method created them holographically.

In the scientific breakthrough, the Stanford team has now claimed they have written the smallest letters ever – assembled from subatomic-sized bits as small as 0.3 nanometers, or roughly one third of a billionth of a meter. The new super-mini letters created are 40 times smaller than the original effort and more than four times smaller than the IBM initials, states the paper Quantum holographic encoding in a two-dimensional electron gas, published online in the journal Nature Nanotechnology. The new sub-atomic size letters are around a third of the size of the atomic ones created by Eigler and Schweizer at IBM.

A subatomic particle is an elementary or composite particle smaller than an atom. Particle physics and nuclear physics are concerned with the study of these particles, their interactions, and non-atomic matter. Subatomic particles include the atomic constituents electrons, protons, and neutrons. Protons and neutrons are composite particles, consisting of quarks.

“Everyone can look around and see the growing amount of information we deal with on a daily basis. All that knowledge is out there. For society to move forward, we need a better way to process it, and store it more densely,” Manoharan said. “Although these projections are stable — they’ll last as long as none of the carbon dioxide molecules move — this technique is unlikely to revolutionize storage, as it’s currently a bit too challenging to determine and create the appropriate pattern of molecules to create a desired hologram,” the authors cautioned. Nevertheless, they suggest that “the practical limits of both the technique and the data density it enables merit further research.”

In 2000, it was Hari Manoharan, Christopher Lutz and Donald Eigler who first experimentally observed quantum mirage at the IBM Almaden Research Center in San Jose, California. In physics, a quantum mirage is a peculiar result in quantum chaos. Their study in a paper published in Nature, states they demonstrated that the Kondo resonance signature of a magnetic adatom located at one focus of an elliptically shaped quantum corral could be projected to, and made large at the other focus of the corral.

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How Yoga Asanas Help You Keep Fit?}

Submitted by: Jackson Advard

You’ve possibly heard that yoga is good for you. It’s also a possibility that you’ve tried it and have discovered that it makes you feel better. One can get all kinds of mental as well as physical health benefits by practicing this art regularly. One of the benefits such as enhanced flexibility is clearly evident. Others include stress reduction and mental clarity. When taken together, all the benefits that one gets out of practicing this art contributes to an enhanced feeling of well being, which helps clarify why so many individuals are addicted to yoga. Whether you practice this ancient art to relax, breathe, stretch, meditate or just because it’s in fashion, you would not realize the several health benefits of yoga. And while there are several different forms of yoga, starting from more gentle hatha yoga to the more strenuous Bikram Yoga or power yoga, every form of yoga enhances your health from toe to head.

Yoga Benefits the Cardiovasular System

Our cardiovascular system benefits tremendously from practicing yoga: Most particularly :

Your blood pressure gets lowered due to the gentler forms of yoga as the asanas help the blood to flow evenly throughout your body while you’re focusing on your breathing

[youtube]http://www.youtube.com/watch?v=OjcFDOAMLPg[/youtube]

Individuals, who suffer from hypertension can benefit from this art to a great extent, as hatha yoga can lower your heart rate and blood pressure

There are several practitioners who have claimed their cholesterol to have lowered due to practicing yoga

Power yoga is believed to be an outstanding form of cardio conditioning, which helps in strengthening the core muscles while it keeps the oxygen and blood circulating throughout your body

Benefits for Mental Health

This ancient art benefits everyone’s mental health by helping the individual relax, and it’s an efficient form of psychological therapy. Yoga lessen anxiety and stress, which results in better health, mood and concentration right through the day. Many have used this art to help treat a wide variety of emotional and mental disorders, which include depression, anxiety and mood swings

Even children can benefit from yoga. Those suffering from attention deficit disorder and hyperactivity can even learn to relax and get control by using yoga breathing and asanas.

As this art is a form of meditation, it results in a sense of inner peace and purpose, which has great benefits.

It has also been used to help heal victims of torture or other trauma

Yoga has always been a frontrunner in promoting well being and has spread extensively in India and other parts of the world. Yoga school in Goa offers the best of teachings that are at par with others across the globe. In India, thousands of followers throng the schools for yoga teacher training Goa as they want to get the maximum benefit from the teachings. This shows the importance of this art among the people today, particularly the youngsters. Remember, regular practice of yoga creates multiple as well as noticeable benefits to your health. So, try some postures today and if possible under the guidance of a yoga instructor. A yoga instructor should guide you initially at least till you are well versed with all the poses.

About the Author: The author has travelled all over the world learning about yoga. He has also been to yoga school in Goa where he has undergone yoga teacher training Goa. It has helped him to have a more mastery over the yoga poses and pass them on to the next generation. Please for more information visit on

satyayogapeeth.com/

Source:

isnare.com

Permanent Link:

isnare.com/?aid=1900488&ca=Wellness%2C+Fitness+and+Diet}

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UK bans export of fraudulent bomb detector; arrests director of manufacturer

Wednesday, January 27, 2010

The government of the United Kingdom has banned the export of the ADE 651, which is advertised by the manufacturer, ATSC Ltd., as a hand-held “remote portable substance detector.” However, critics say it is just a “glorified dowsing rod.”

In a statement, the Department for Business said, “Tests have shown that the technology used in the ADE651 and similar devices is not suitable for bomb detection. As non-military technology it does not need an export license, and we would not normally need to monitor its sale and use abroad.”

The statement went on to say, “However, it is clearly of concern that it is being used as bomb detection equipment. As soon as it was brought to the attention of the Export Control Organisation and Lord Mandelson we acted urgently to put in place export restrictions which will come into force next week. We will be making an order, under the Export Control Act 2002, banning the export of this type of device to Iraq and Afghanistan.”

Adding, “The reason the ban is limited to these two countries is that our legal power to control these goods is based on the risk that they could cause harm to UK and other friendly forces.” The statement closed by saying, “The British Embassy Baghdad has raised our concerns about the ADE651 with the Iraqi authorities.”

Meanwhile, the Avon and Somerset Police have arrested the managing director of the manufacturer, ATSC, 53-year old Jim McCormick on suspicion of fraud. McCormick is a former police officer from Merseyside. He has been released on bail.

These two events come after an investigation by the BBC’s Newsnight program where they tested and revealed the device as a fraud.

The device, manufactured by ATSC Ltd. which operates from a former dairy in Sparkford, Somerset, contains an antenna attached to plastic hand grip which is attached to black box. It requires no battery or other power source, and is supposedly powered solely by the user’s static electricity, the manufacturer claims. It can supposedly detect minute traces of explosives, drugs, human bodies, money, and even elephants provided it has the right card.

The black box of the device is intended to read “programmed substance detection cards” that are supplied with the device. The device supposedly works on the principle of “electrostatic magnetic ion attraction”.

Newsnight brought the device to Sidney Alford, a renowned explosives expert who advises all branches of the UK military. Alford opened up the card reader of the device which was empty. Alford said, “Speaking as a professional, I would say that’s an empty plastic case.” Alford believes that the selling of the device is “absolutely immoral”. He added, “It could result in people being killed in the dozens, if not hundreds.”

They then brought the “programmed substance detection cards” to the University of Cambridge Computer Laboratory. The cards were examined by Dr. Markus Kuhn. When the layers of the card were peeled away, it was found that cards contained nothing but RFID security tags.

“There is nothing to program in these cards. There is no memory. There is no microcontroller. There is no way any form of information can be stored,” said Kuhn. Adding, “These are the cheapest bit of electronics that you can get that look vaguely electronic and are sufficiently flat to fit inside a card.”

The device along with several others has been previously tested by Sandia National Laboratories in the United States. The test concluded that “none have ever performed better than random chance.” The United States Department of Justice has warned law enforcement agencies against buying the device.

The device first came to light in November of 2009, by The New York Times after an increasing amount of car bomb attacks were occurring in Iraq, including the devastating bombing on October 25, 2009, that killed 155. The bombers drove through checkpoints that were equipped with the ADE 651. However, the American magician and skeptic James Randi has been skeptical of the devices since at least October 2008. He offered a $1,000,000 prize if someone could prove the device worked.

Despite what was brought to light by the Times, the Iraqi Interior Ministry stood by the device. Major General Jehad al-Jabiri, who is the head of the Ministry of the Interior’s General Directorate for Combating Explosives, said, “Whether it’s magic or scientific, what I care about is it detects bombs.”

In response to the tests by Sandia Labs and the warning from the Justice Department, “I don’t care about Sandia or the Department of Justice or any of them. I know more about this issue than the Americans do. In fact, I know more about bombs than anyone in the world,” the general said.

Even after the Newsnight program earlier this week, the Interior Minstry still stands by them, “We conducted several tests on them, and found them successful. In addition, we have a series of achievements officially documented by the Baghdad operations centre, from all the provinces, which establish that these devices detected thousands of bombs, booby-trapped houses and car bombs, and we’ve noticed a reduction of bombing activities to less than 10 per cent of what it was,” said General al-Jabiri.

Interior Minister Jawad al-Bolani even chimed in saying, “The thing is, the instrument is being operated by a user. Not all those who use the instrument are fully trained, the user needs to be alert and adept at using it.” The interior ministry has spent over $85 million on the devices, which cost from $40,000 to $60,000, much higher then price given by ATSC, $16,000, despite being warned by the ministry’s inspector general, Aqeel al-Turaihi.

“There was corruption associated with this contract and we referred to this and submitted our report to the Minister of the Interior,” al-Turaihi told Reuters. He added, “We said that the company which you made a contract with is not well-regarded internationally in the field of explosives detectors, and the price is very high and not commensurate with the abilities of this device.”

Meanwhile Iraqi Members of Parliament have called the Iraq Security Forces to stop using the devices. Hussain al-Falluji, a Sunni MP, said, “I proposed to parliament the withdrawal of these machines from service, the formation of an investigative committee and that Iraq recover its money.” Others in parliament are backing his suggestion.

Iraqi citizens are also criticizing the devices. Aqeel Yousif Yaqoub, a 39 year-old man who was caught in the October 25th bombing, said, “If they were effective, how did the suicide car bomb reach this area?” Another man, a perfume salesman named Malik Farhan, noted in June 2009 that the device was attracted to his perfumes.

Farhan said, “They stop us every time. There’s nothing we can do.” Jasim Hussen, an Iraqi Police officer, said, “The vast majority of the people we stop, it’s because of their perfume.” Another officer, Hasan Ouda, added, “Most people now understand it’s what gets them searched, so they don’t use as much.” McCormick said in email, “cheaply manufactured perfumes and some cosmetics” contain trace amounts of the explosive, RDX.

Other police officers have been doubtful of the device. “I didn’t believe in this device in the first place. I was forced to use it by my superiors and I am still forced to do so,” said one police officer who spoke anonymously to the New York Times because he was not authorized to speak. Another officer blamed corruption: “Our government is to be blamed for all the thousands of innocent spirits who were lost since these devices have been used in Iraq.”

McCormick still stands by the device, saying, “I have tested it in practice and it works effectively and 100% reliably.” McCormick also talked to the The Times of London saying, “We have been dealing with doubters for ten years. One of the problems we have is that the machine does look a little primitive. We are working on a new model that has flashing lights.” However, an associate of ATSC, who spoke on the condition of anonymity because of possible retaliation, said, “Everyone at ATSC knew there was nothing inside the ADE 651.”

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Ontario Votes 2007: Interview with independent candidate Charles de Kerckhove, St. Paul’s

Monday, October 1, 2007

Charles de Kerckhove is running as an independent in the Ontario provincial election, in the riding of St. Paul’s. Wikinews’ Nick Moreau interviewed him regarding his values, his experience, and his campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

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‘Criminal in uniform’: Senior London policeman jailed for attempting to frame Iraqi

Monday, February 8, 2010

Commander Ali Dizaei of London’s Metropolitan Police Service today became the most senior officer anywhere in the United Kingdom to be convicted of offences by a court. Dizaei, who was branded a “criminal in uniform” by Independent Police Complaints Commission chair Nick Hardwick, has been jailed for four years after he attempted to frame an Iraqi businessman.

It took a Southwark Crown Court jury under three hours to find Dizaei guilty of misconduct in a public office and attempting to pervert the course of justice. The charges carried a maximum of life imprisonment.

Dizaei, 47, who is head of the National Black Police Association, had gone to the Yas Persian restaurant, run by one of his friends, and taken his wife Shy with him. They then went to their car and struck up a conversation through its open window with the restaurant’s manager. During this conversation they were approached by Waad al-Baghdadi, an Iraqi website designer in his twenties. He requested that Dizaei pay £600 that he owed Baghdadi, who had constructed his website.

According to the Crown, this dispute had been ongoing for months and Dizaei had been attempting to intimidate Baghdadi. He told the Iraqi to depart when he entered the restaurant; although the businessman did, he stayed nearby and rang the 999 emergency number.

The exact content of the argument that led up to this is unclear. Dizaei and his wife testified that Baghdadi was abusive and threatening, telling the officer he would “extract the money out of your throat” while the owner of the Yas said he was “a crook basically… His history … everybody knows he’s not a good gentleman,” said owner Sohrab Eshragi. Eshragi said that the request Baghdadi leave the premises was due to concerns of trouble, claiming Baghdadi had been in a previous fight. Baghdadi denied the allegations and the court rejected Dizaei’s version of events.

Everybody knows he’s not a good gentleman

While Baghdadi was making his emergency call, Dizaei arrested him and made a 999 call of his own. He requested assistence from other officers, and said that Baghdadi had assaulted him by stabbing his stomach with a shisha pipe. He maintained this account when police arrived and kept it up in written statements, but although Baghdadi was found to be carrying such a pipe examination of Dizaei’s wounds by a police doctor concluded he had inflicted them upon himself.

A Home Office pathologist questioned this finding for the defence. Dr. Nat Cary said it was based on a “fundamentally flawed approach,” and that the injuries were consistent with Dizaei’s version of events. He has helped investigate the assassination of former Pakistani PM Benazir Bhutto, and the death newspaper seller Ian Thomlinson, the latter of whom died during a G20 protest.

The Crown further alleged that Dizaei told Baghdadi “I’ll fuck your life… You think I don’t know what you do in London… I’ll find every single detail of your life in London.” The prosecution case was presented by Peter Wright QC, who has prosecuted in trials over serial murders of Suffolk sex workers and a plot to bomb transatlantic airliners. He said that Dizaei’s actions were a “wholesale abuse of power by a senior police officer for entirely personal and oblique motives.”

Judge Justice Simon said that Dizaei had committed a “grave breach of public trust” and told him “This sentence needs to send a clear message that police officers of whatever rank are not above the law.” A Crown Prosecution Service spokesman said outside the court that “He abused his power and ignored his responsibility,” and that while corruption was unacceptable in any police officer it was particularly so in a senior member of the forces. “The public should have confidence that we will prosecute anyone, regardless of their position, if they commit serious offences. We believe justice has been served for the victim and the public.”

The greatest threat to the reputation of the police service is criminals in uniform like Dizaei

“[I]f he [Dizaei] had been successful, Mr al-Baghdadi may have been sent to prison,” noted Hardwick. “Mr al-Baghdadi has shown tremendous strength of character throughout this case ? from the moment he was confronted by Ali Dizaei, throughout our investigation, and finally when giving evidence at court. We are grateful for the confidence he placed in the IPCC and, as a result of that, justice has been done today.”

Dizaei has been a policeman for 24 years, and at one stage was rumoured to be destined to take control of the Metropolitan Police, although the Metropolitan Police Authority may now choose to end this career. His trial, which began this month, is his second this decade. He was prosecuted in 2003 but cleared of any wrongdoing. The incident with Baghdadi was in June 2008 and Dizaei has been suspended on full pay since September of that year. Hardwick said that “The greatest threat to the reputation of the police service is criminals in uniform like Dizaei.”

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Duke and Duchess of Cambridge announce second pregnancy

Wednesday, September 10, 2014

Kensington Palace announced on Monday that Kate, Duchess of Cambridge, is pregnant with a second child after the onset of acute morning sickness led to her cancelling an engagement at Oxford University, where the couple were due to open a new centre for the study of China.

Prime Minister David Cameron expressed his congratulations: “Many congratulations to the Duke and Duchess of Cambridge. I’m delighted by the happy news that they’re expecting another baby.”

Leader of the Opposition Ed Miliband also congratulated the couple: “Fantastic to hear that Prince George will soon be a big brother. Congratulations to the Duke and Duchess of Cambridge on their happy news.”

A number of media outlets speculate the announcement of the Royal baby may influence the outcome of the Scottish independence referendum later this month, suggesting it may encourage people to vote to stay in the Union.

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