Best And Worst Car Insurance Companies As Rated By Consumers 5 Ratings Dimensions

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By Susan Willis

To properly shop for car insurance, you know by now that it is not just about price. Sure, everybody wants to pay the lowest-possible insurance premiums each month: why pay more than you have to?

But, after you have been shopping for car insurance for a while, you come to realize that price is only one dimension along which you should be evaluating your choices. In reality, once you become a customer, you will want to make sure you have the right types of coverage. And, of course, you will want good customer service and other aspects of a quality experience.

If you want to know which are the best and worse car insurance companies as rated by consumers, here are the 5 dimensions along which they should be rated:

1. Customer interaction:

This dimension is also known as customer service. It includes factors such as average phone wait times when making an inquiry or filing a claim. But, it also reflects things like:

[youtube]http://www.youtube.com/watch?v=HFfeNgnCDrA[/youtube]

* Did you get connected to the right person quickly enough when you called them?

* Was the person on the other end of the line courteous and helpful?

* Did they resolve your problem, question or concern in a timely manner?

2. Policy offerings:

This rating dimension has to do with the types of coverage that the company makes available to you. Of course, each company should have standard coverage options like liability, uninsured motorist, and collision coverage. But, there are various options within each of these coverage categories – and some companies offer more options than others.

3. Billing and payments:

This dimension answers the question: how easy and straightforward are the billing and payments processes? Receiving bills in a timely manner, having payments processed quickly, and the ability to easily make inquiries to the billing department are all considered within this item.

4. Price:

Of course, getting a reasonable policy price can and should be one of your top priorities. This is by no means the least-important dimension along which you should evaluate your options, as insurance companies can give wildly differing quotes for the same person with the same coverage. By saving just $50/month you will be saving $600/year on insurance. That’s pretty significant.

5. Claims:

This is one of those dimensions of the auto insurance company experience that you will hopefully never have to deal with directly. And, that is precisely why many people underestimate the importance of their insurance company having a smooth claims process.

However, if and when you ever need to file a claim, you will suddenly remember that this is the very reason for which you bought car insurance: to have the chance to be protected financially by it. In addition to price, claims service quality is one of the most important factors that consumers look at when rating insurance companies.

Be sure to evaluate the prospective car insurance companies by these 5 dimensions as you decide which one is best for you and your family. Check out the JD Powers & Associates ratings in their latest National Auto Insurance Study to find out what consumers are saying about top companies.

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Wikinews interviews Buddy Roemer, U.S. Republican Party presidential candidate

Sunday, October 30, 2011

U.S. Republican Party presidential candidate and former Governor Buddy Roemer of Louisiana took some time to answer a few questions from Wikinews reporter William S. Saturn.

Roemer served four terms in the U.S. House of Representatives in the 1980s as a member of the Democratic Party. He was elected governor as a Democrat in 1987 before switching to the Republican Party ahead of the 1991 election for governor. That year, he lost the party’s primary to state legislator David Duke. After his governorship, Roemer worked as CEO of Business First Bank in Baton Rouge.

Roemer announced his candidacy for president back in July after exploring a bid for several months. He has focused his campaign on the issue of campaign finance reform, refusing to accept money from political action committees (PACs) and limiting individual campaign contributions to $100. He raised a total of $126,500 in the third quarter of 2011, far short of the $14.2 million raised by former Massachusetts Governor Mitt Romney.

For his campaign, Roemer has adopted the slogan ‘Free to Lead’. He rails against corruption, special interests, and money in politics, and has expressed support for the Occupy Wall Street protests. Furthermore, he has taken issue positions in favor of fair trade, a balanced federal budget, and a strengthened national defense.

Roemer has not been invited to any national presidential debates. He has focused largely on the first-in-the-nation primary state of New Hampshire, and recently signed up to appear on the state’s primary ballot. However, a recent University of New Hampshire Survey Center poll shows him with less than one percent support in the state. Pearson Cross of the University of Louisiana at Lafayette commented, “If Buddy can exceed expectations in New Hampshire or even sneak in and steal third — that would give a boost that he could build on”.

Contents

  • 1 Interview
  • 2 Related news
  • 3 Sources
  • 4 External links
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Militants bomb Gaziantep, Turkey police headquarters

Monday, May 2, 2016

A car bomb detonated at police headquarters in Gaziantep, Turkey yesterday morning killed two police officers and injured more than twenty other people. The governor’s office said nineteen of the injured were police officers. Police said they suspect an alleged Daesh (ISIL) militant of responsibility for the attack.

Turkish media reported two police officers, Yusuf Evrin and Serdar ?akir, spotted the bomb in the vehicle as the driver approached the building. The officers opened fire on the driver before the bomb exploded.

This follows another suicide bombing in Istanbul four days earlier that wounded several people, and three other militant attacks this year in Turkish cities populated with high numbers of tourists. Daesh have not claimed responsibility for any of these attacks.

Turkish police claim to have found evidence linking the suspect to Daesh and conducted a raid on his home. They took the suspect’s father in for questioning and DNA testing, in an attempt to confirm the bomber’s identity.

The US-led coalition against Daesh, of which Turkey is a member, carried out airstrikes in Syria last Thursday. Gaziantep is near the Syrian border and a city official estimated to news website The Conversation the area harbors as many as 400,000 Syrian refugees. Suspected Daesh militants amongst them have recently been subjected to police raids.

Foreign travel advisories are warning tourists of an increased threat of terrorist attacks in Turkey.

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On the campaign trail, March 2012

Wednesday, April 4, 2012

The following is the fifth in a monthly series chronicling the U.S. 2012 presidential election. It features original material compiled throughout the previous month after a brief mention of some of the month’s biggest stories.

In this month’s edition on the campaign trail, a politician from outside the fifty states receives significant mention as a potential Republican Party vice presidential nominee, Wikinews gets the reaction of three Democratic Party candidates after the party strips delegates from two of their fellow challengers, and a minor third party removes its presidential nominee for fraud.

Contents

  • 1 Summary
  • 2 Might the GOP VP nominee come from Puerto Rico?
  • 3 Democratic Party strips delegates
  • 4 Party removes presidential nominee
  • 5 Related articles
  • 6 Sources
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Emergency declared in US state of Washington, eight additional casualties, many still without power

Monday, December 18, 2006

A state of emergency was declared Sunday for the U.S. state of Washington by governor Christine Gregoire, as additional reports of storm-related casualties surfaced. The state National Guard has been deployed to aid in distributing supplies.

Thousands were still without power in the coastal and Puget Sound regions, though most urban areas were back with power as late as Sunday afternoon, and outages were mostly contained to rural and unincorporated areas. Puget Sound Energy reported that roughly 500,000 energy customers out of the 700,000 who lost power were back in service by Sunday evening. Seattle City Light, the city’s independent municipal utility, reported only 18,000 customers still without power as of Monday morning, down from a peak of 175,000.

Four additional deaths related to the post-storm power outage had been reported as of Monday, bringing the total number of casualties to eight. A man in Gig Harbor was electrocuted by a downed power line while walking his dog. Another man in Spanaway died when an unattended candle caused a house fire.

Two died from carbon monoxide poisoning in separate incidents related to use of combustion devices indoors. Roughly a hundred additional cases of non-fatal carbon monoxide poisoning were reported from people using generators or grills indoors. News radio stations and authorities warned the public to stay away from downed power lines and not to use grills indoors. Dr. Neil Hampson at Virginia Mason’s hyperbaric unit, where a number of victims were being treated, warned it could be “the worse case of carbon monoxide poisioning in the country”.

On Monday, four new carbon-monoxide deaths were reported in a family of five in Burien due to an indoor generator. In Canada, which had some damage from the week’s storms, two southern British Columbia carbon monoxide deaths were also reported. Despite continued warnings, hospitals are still seeing cases of carbon monoxide poisoning, including a family in w:Shoreline, Washington which was taken to the hospital after they reported symptoms due to their indoor grill. Neighbors of the Burien family suggested that noise concerns are leading people to place noisy generators indoors.

The massive power outage left many stores and gas stations unable to operate. Some businesses opened with the help of backup generators, conserving power by foregoing heat and refrigeration, exterior lighting, and half the interior lighting. Most stores had run out of “D” size batteries, the most common size for flashlights, as well as firelogs and other essentials. Gasoline shortages were reported throughout the area, with one man selling excess fuel for as high as $15 per gallon, over 5 times the average retail price.

The Red Cross set up shelters throughout King and other affected counties for those without power or food. Hotels reported no vacancies as whole families took shelter in powered hotels, especially in Seattle. Restaurants also reported brisk business as people sought out a hot cooked meal. Tons of perishable food were expected to have become unsafe after the prolonged outage disabled refrigerators and freezers both in homes and stores.

Many of those without power visited nearby friends and family living where power had been continued or restored, while others traveled out of the area to places that had not been affected. The widespread outage made long-distance traveling treacherous on some major routes, with roadway lighting, cellular towers, and services disabled by the outage.

Most major roadways which were closed during the storm were reopened on Friday. The 520 Floating Bridge over Lake Washington, a major conduit to the technology-rich Eastside, sustained minor damage. Amtrak, which had halted its Cascades service, resumed Saturday evening. Sea-Tac Airport resumed operations with a reduced flight load, after a transient power outage on Friday disabled the airport radar and caused all planes to be grounded until it was repaired.

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Wikinews Shorts: January 13, 2009

A compilation of brief news reports for Tuesday, January 13, 2009.

Contents

  • 1 Anti-government protests in Riga, Latvia cause riots
  • 2 Obama will close Guantanamo Bay in his first week say advisers
  • 3 Greek shipping magnate kidnapped in Athens
  • 4 Microsoft permits additional Windows 7 beta downloads
  • 5 Cristiano Ronaldo crowned Footballer of the Year
  • 6 Change of mind: Democrats accept Burris
  • 7 Obama inauguration to appear in Lego form
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Orthodontics And Braces

byAlma Abell

In Chaska orthodontics and their providers are available at several clinics. As is true around the globe, this branch of dentistry addresses various malocclusions. If you are wondering whether you or a family member requires braces, you talk first to your dentist. He or she will then send you to an orthodontist.

What Is Orthodontics?Orthodontics has in some form or other been around for centuries. It is rumored the Egyptian Pharaohs employed some form of braces. Nevertheless, it was not established as its own th century. It therefore began to crop up in places like Chaska. Orthodontics, since then has established itself completely as a highly reputable form of dental health care. This is certainly true of Orthodontics at Kottemann Orthodontics in Chaska.

In Chaska, orthodontics addresses many oral issues concerning the correct alignment of the jaws and teeth. One specific issue is the examination and correction of misaligned and generally crooked teeth. Orthodontists are concerned with ensuring the teeth and jaws are a match and work together harmoniously. As a result, they consider certain conditions as requiring attention or correction. Among them are:

*Buck Teeth aka Overbite *Crossbite *Crowding *Gaps or Spacing *Misplaced Midline*Open bite *Underbite

After a thorough examination using the various tools available to at him or her, the orthodontist will recommend what corrective measures will be required to bring everything back into proper alignment. In many cases, the preferred apparatus will be braces.

BracesThe once dreaded and despised braces have undergone a renaissance. Gone are the heavy devices resembling medieval torture tools. They have been replaced with a variety of appliances. Today, some are even removable and/or almost invisible. At Kottemann Orthodontics, children and adults can be set up with any of several types. These include lighter versions of the traditional models, as well as ceramic or tooth colored braces, self-litigating braces and invisible alignments.

Consulting Chaska OrthodonticsIn Chaska, you can consult an orthodontist at Kottemann Orthodontics about what type of braces will suit you and your needs best. Technology has improved the list of options currently available. Tomorrow, there may be even more possibilities. For now, talk to the experts and decide how you want to improve your smile by combining orthodontics and braces.

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Home-invaders pose as NYC police

Monday, July 16, 2007

In two separate incidents, men posing as members of the New York Police Department (NYPD), have invaded homes in the New York City area. In both cases, they robbed the residents, but in the most recent, they sexually assaulted a woman.

On Saturday, July 14, at 1:09 a.m. EDT (UTC-4), four men knocked on the door of a Yonkers, New York, apartment. The 33-year-old male that lives there opened the door, as the men outside wore NYPD hats and t-shirts, and had badges hanging around their necks.

The men promptly ordered the male victim to the floor. “When this guy pushed me, he had a gun in my face,” the victim said. “I could see the other guy. He motioned to the others, come on, let’s go, let’s go.” The intruders shouted “Where are the drugs?” as they ransacked the apartment.

Two of the men entered the bedroom and sexually assaulted the 30-year-old female. The couple has a five-year-old child, who was sleeping in another bedroom. “The more I resisted, the more he began to hit me,” the woman said. She said she was sexually assaulted by two of the men while her boyfriend was bound and guarded.

Frightened. Make you think twice before you want to open the door, you know

Police said the men then left with a cell phone, a laptop computer, a diamond ring and a gold chain. Police do not believe that they were real officers. As of this afternoon, no arrests have been made.

On Thursday, July 5, shortly after six p.m. in the East New York neighborhood of Brooklyn five men knocked on the door claiming to be “the police.” When the victims opened the door, they pushed their way in demanding the family give them drugs and money.

When police responded to a call reporting a robbery, they found the family, husband, wife and their daughter, tied up. The man suffered a head injury when he was pistol-whipped. Police say the robbers got away with a camera, jewelry, and US$5,000 in currency.

Neighbors told NY1 that they were stunned. “Frightened. Make you think twice before you want to open the door, you know,” said one of the neighbors. “Now you be asking for all this ID and stuff and even still you’re going to wonder, are they for real? So it’s kind of scary.”

There is no word about whether the two cases are connected. Yonkers is on the border of New York City, but is outside the jurisdiction of the NYPD.

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Illinois man charged in Facebook harassment case

Monday, February 8, 2010

A man from the Naperville, Illinois, United States area has been accused of allegedly threatening to kill his ex-girlfriend and her current boyfriend via messages posted on her Facebook account. 

Nineteen-year-old Christopher J. Bensfield was arrested Jan. 28 at his home in unincorporated DuPage County near the far west-central part of Naperville. He is being held on a $12,500 bond at the DuPage County Jail in Wheaton. He is scheduled to appear at the DuPage County Circuit Court on a felony charge of harassment via electronic communication. Police Sergeant Gregg Bell said the ex-girlfriend, a Naperville-resident, asked Bensfield to stop sending the messages many times before she submitted printed copies of the threatening messages to Naperville police.

Court records indicate Bensfield is already on probation after pleading guilty last September to possession of a controlled substance. He was arrested in August 2008 after disobeying a stop sign in Naperville. Police searched his car and found marijuana and drug paraphernalia. This was the third time Benfield had been arrested for having marijuana since April 2007, when drugs were found in his possession at Naperville Central High School. Last October, a judge issued a fine and required him to join the DuPage County Sheriff’s Work Alternative Program. He has also received five tickets within three months in 2008 for driving violations, including speeding, driving without insurance, transportation of an open alcohol container, and driving too fast for conditions.

Bensfield’s mother also has an order of protection against him. Ms. Bensfield stated that he asked her for money in late December; he then broke into her home in Naperville’s far southeast-side, punching holes in the walls and breaking various items before leaving. Christopher was arrested Dec. 29 and faced a misdemeanor charge of criminal damage to property. He “suffers from bipolar disorder and has not been taking his medication,” according to information the Naperville Daily Herald has received from Ms. Bensfield.

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